THE POWER OF NO
Ever said yes to something out of obligation when really you should have said no?
Learning how to say no without any negative consequences is a life skill that’s worth learning. It’s an important step to managing your own time and energy and feeling in control of your own life.
Here are 10 ways to phrase a clear "no" for the sake of your wallet, your time and your sanity without causing offence or feeling guilt – courtesy of realsimple.com